這兩個數據是美國樓市的重要指標。在2007年12月28日發表的最新新屋銷售數字的報告如下：
Sales of new one-family houses in November 2007 were at a seasonally adjusted annual rate of 647,000, according to
estimates released jointly today by the U.S. Census Bureau and the Department of Housing and Urban Development.
This is 9.0 percent (±13.9%)* below the revised October rate of 711,000 and is 34.4 percent (±7.9%) below the November 2006 estimate of 987,000.
The median sales price of new houses sold in November 2007 was $239,100; the average sales price was $293,300. The
seasonally adjusted estimate of new houses for sale at the end of November was 505,000. This represents a supply of 9.3
months at the current sales rate.
New Residential Sales data for December 2007 will be released on Monday, January 28, 2008, at 10:00 A.M. EST.
每週住房抵押貸款申請由 抵押貸款銀行家協會（ MBA ）在2008年1月23日發表：
WASHINGTON, D.C. (January 23, 2008) - The Mortgage Bankers Association (MBA) today released its Weekly Mortgage Applications Survey for the week ending January 18, 2008. The Market Composite Index, a measure ofmortgage loan application volume, was 981.5, an increase of 8.3 percent on a seasonally adjusted basis from 906.4 one week earlier. On an unadjusted basis, the Index increased 11.0 percent compared with the previous week and was up 63.7 percent compared with the same week one year earlier.
"Refinance applications are up 92% since the beginning of November and purchase applications are up 7%. With tighter credit conditions we do not know how many of these applications will become loans, but it is clear that borrowers are responding to the 40-80 basis point drop in rates we have seen since November 2 across products," said Jay Brinkmann, Vice President of Research and Economics at the Mortgage Bankers Association.
The Refinance Index increased 16.9 percent to 4178.2 from 3575.5 the previous week and the seasonally adjusted Purchase Index decreased 4.6 percent to 439.9 from 461.2 one week earlier. The Conventional Purchase Index decreased 5.5 percent while the Government Purchase Index (largely FHA) increased 1.0 percent. On an unadjusted basis, the Purchase Index increased 1.1 percent to 369.7 from 365.7 the previous week. The seasonally adjusted Conventional Index increased 8.3 percent to 1413.7 from 1305.5 the previous week, and the seasonally adjusted Government Index increased 8.2 percent to 260.9 from 241.2 the previous week.
The four week moving average for the seasonally adjusted Market Index is up 13.7 percent to 782.0 from 687.5. The four week moving average is up 2.8 percent to 419.0 from 407.6 for the Purchase Index, while this average is up 23.6 percent to 2967.2 from 2401.5 for the Refinance Index.
The refinance share of mortgage activity increased to 66.0 percent of total applications from 62.7 percent the previous week. The adjustable-rate mortgage (ARM) share of activity increased to 9.3 from 9.2 percent of total applications from the previous week.
The average contract interest rate for 30-year fixed-rate mortgages decreased to 5.49 percent from 5.62 percent, with points increasing to 1.07 from 0.94 (including the origination fee) for 80 percent loan-to-value (LTV) ratio loans.
The average contract interest rate for 15-year fixed-rate mortgages decreased to 4.96 percent from 5.07 percent, with points increasing to 1.22 from 1.09 (including the origination fee) for 80 percent LTV loans.
The average contract interest rate for one-year ARMs decreased to 5.51 percent from 5.77 percent, with points increasing to 1.01 from 1.00 (including the origination fee) for 80 percent LTV loans.
從新屋銷售數字所見，11月的數據按月下降9%而按年下跌34.4%。而截且2008年1月28日的住房抵押貸款申請按週上升8.3%，按年上升63.7%。數據之間十分矛盾，銷售下降而住房抵押貸款申請上升，可能是銀行批核信貸十分謹慎，引致個案大量堆積，而在現行信貸環境下，很多申請未必獲得按揭。
Technorati : 新屋銷售數字, 每週住房抵押貸款申請
