次按好像一個無底深坑，它對美國和世界的影響是難於估計的。如果美國的經濟良好、失業率低、工資隨通漲向上調整而樓價見底，次按可以即時止血。但是從暫時可見的數據(大家可以參考本Blog的美國重要經濟數據解讀)所見，美國的經濟正和我們的期望背道而馳，次按還沒見底。次按的影響有多嚴重，現在誰也說不準。
布殊政府的退稅措施和聯儲局戲劇性的減息，不會馬上令美國經濟起死回生。有關救次按的措施的效果可能要在兩至三季之後才湧現。股票市場因次按引起的風波勢所難免，大家要扣好安全帶，坐上港股過山車。
到底次按的影響有多嚴重，我嘗試列出一些有根據的數字供大家參考：
以下是各大金融機構在MBS和CDO的撇帳
Company  | Business Type | Loss (Billion $) |
|---|---|---|
 Citigroup | investment bank | $24.1 bln [67][68][69] |
| Merrill Lynch | investment bank | $22.5 bln [70][71] |
 UBS AG | investment bank | $13.7 bln [72] |
| Morgan Stanley | investment bank | $10.3 bln [73][74] |
 Crédit Agricole | bank | $4.8 bln [75] |
 HSBC | bank | $3.4 bln [76] |
| Bank of America | bank | $5.28 bln [77] |
 CIBC | bank | $3.2 bln [78] |
 Deutsche Bank | investment bank | $3.1 bln [79][80] |
| Barclays Capital | investment bank | $2.7 bln [81] |
| Bear Stearns | investment bank | $2.6 bln [82][83] |
| RBS | bank | $2.6 bln [84] |
| Washington Mutual | savings and loan | $2.4 bln [85][86] |
| Swiss Re | re-insurance | $1.07 bln [87] |
| Lehman Brothers | investment bank | $2.1 bln [88][89] |
| LBBW | bank | $1.1 bln [90] |
| JP Morgan Chase | investment bank | $2.9 bln[91][92] |
| Goldman Sachs | investment bank | $1.5 bln [93][94] |
| Freddie Mac | mortgage GSE | $3.6 bln [95][96] |
| Credit Suisse | bank | $1.9 bln [97][98] |
| Wells Fargo | bank | $1.4 bln [99] |
| Wachovia | bank | $3.0 bln [100][101] |
| RBC | bank | $0.360 bln [102][103] |
| Fannie Mae | mortgage GSE | $0.896 bln [104] |
| MBIA | bond insurance | $3.3 bln [105] |
| Hypo Real Estate | investment bank | $0.580 bln [106] |
| Ambac Financial Group | bond insurance | $3.5 bln [107][108][109] |
| Commerzbank | bank | $0.427 bln [110] |
| Société Générale | investment bank | $3.0 bln[111][112] |
以下是因次按而破產的金融機構
| Business | Type | Date |
|---|---|---|
| New Century Financial | subprime lender | April 2, 2007 |
| American Home Mortgage | mortgage lender | August 6, 2007 |
| Sentinel Management Group | investment fund | August 17, 2007[113] |
| Ameriquest | subprime lender | August 31, 2007 |
| NetBank | on-line bank | September 30, 2007[114] |
 Terra Securities | securities | November 28, 2007[115] |
| American Freedom Mortgage, Inc. | subprime lender | January 30, 2007 [116] |
在這裡我只能嘆一句：次按風暴停不了，港股跌不少。
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